On her 18th birthday, Charlie Lagarde won the lottery the first time she played. The Quebecois beat the one in 6 million odds to take home the grand prize: a lump sum of $1 million or $1,000 a week for the rest of her life.
She went for the annuity, something most lottery winners opt againstwhen given the choice expert opinion on the best option varies.
After all, astoundingly, lottery winners are more likely to declare bankruptcy within a few years than the average American.
Many winners struggle with depression, get divorced and deal with relentless requests from friends and family who want a piece of the prize, CNBC Make It has previously reported. Often the lottery doesn't improve lives, it tears them apart.
"If you're not disciplined, you will go broke.
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