Down side..

In the late 1920s, Benjamin Graham, of Columbia University,  was considered the father of value investment. He taught his disciples to buy undervalued assets with a significant "margin of safety." Graham's risk-averse approach helped many to survive and prosper through the Great Depression.

Considering the downside is an important aspect investors must do before any consideration for gains. People think they're pretty smart because they can do something quite rapidly. 

Investors should focus first on preserving their capital, instead of aiming to shoot the lights out. "If you achieve only reasonable returns and suffer minimal losses, you will become a wealthy and will surpass any gambler friends you have . This is also a good way to cure your sleeping problems.

As the manager of Legg Mason Value Trust, Bill Miller achieved the historic feat of beating the market for 15 consecutive years. Then, in one catastrophic year, 2008, everything came tumbling down.  Legg Mason Value Trust fell 55 %.

So don't be a hot shot these coming months.... think risk averse.   Just a thought.